Privacy Policy

PRIVACY  POLICY Last updated May 6, 2021 Thank you for choosing to be a part of  our community at Kristopher Financial, Inc. ("Company", "we", "us",  "our"). We are committed to protecting your personal information and  your right to privacy. If you have any questions or concerns about this  privacy notice, or our practices with regards to your personal  information, please contact us at info@my30kloan.com.  When you visit our website https://my30kloan.com/ (the "Website"), as well as any if its sub-domains and related domains  and more generally, use any of our services (the "Services", which  include the Website), we appreciate that you are trusting us with your  personal information. In this privacy notice, we explain how we collect,  share and use Personal Information, and how you can exercise your  privacy rights. If there are any terms in this privacy notice that you  do not agree with, please discontinue use of our Services immediately.  This privacy notice applies to all information collected through our  Services (which, as described above, includes our Website), as well as,  any related services, sales, marketing or events. Please read this  privacy notice carefully as it will help you understand what we do with  the information we collect.

TABLE OF CONTENTS 

1. WHAT INFORMATION DO WE COLLECT? 

2. HOW DO WE USE YOUR INFORMATION? 

3. WILL YOUR INFORMATION BE SHARED WITH ANYONE?

4. WHO WILL YOUR INFORMATION BE SHARED WITH?

 5. HOW LONG DO WE KEEP YOUR INFORMATION? 

6. HOW DO WE KEEP YOUR INFORMATION SAFE?

 7. DO WE COLLECT INFORMATION FROM MINORS? 

8. WHAT ARE YOUR PRIVACY RIGHTS? 

9. CONTROLS FOR DO-NOT-TRACK FEATURES 

10. DO WE MAKE UPDATES TO THIS NOTICE?

 11. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?

 1. WHAT INFORMATION DO WE COLLECT?

Personal  information you disclose to us In Short: We collect personal  information that you provide to us. We collect personal information that  you voluntarily provide to us when you register on the Website, express  an interest in obtaining information about us or our products and  Services, when you participate in activities on the Website or otherwise  when you contact us. The personal information that we collect depends  on the context of your interactions with us and the Website, the choices  you make and the products and features you use. The personal  information we collect may include the following: Personal Information  You Provide to Us.

We  may collect your: ● Personal contact information (such as your name,  email address, phone number, and address) ● Business contact information  (such as your business name, business email address, business phone  number, and business address) ● Personal and business non-contact  information (such as your date of birth, social security number,  personal credit score or range, employer identification number, gross  annual revenue, and personal annual income) ● And other related  information. Payment Data. We may collect data necessary to process your  payment if you make purchases, such as your payment instrument number  (such as a credit card number), and the security code associated with  your payment instrument. All payment data is stored by Infusionsoft. You  may find their privacy notice link(s) here: https://keap.com/legal/privacy-policy. All personal information that you provide to us must be true, complete  and accurate, and you must notify us of any changes to such personal  information.

Information  automatically collected. In Short: Some information — such as your  Internet Protocol (IP) address and/or browser and device characteristics  — is collected automatically when you visit our Website. We  automatically collect certain information when you visit, use or  navigate the Website. This information does not reveal your specific  identity (like your name or contact information) but may include device  and usage information, such as your IP address, browser and device  characteristics, operating system, language preferences, referring URLs,  device name, country, location, information about how and when you use  our Website and other technical information. This information is  primarily needed to maintain the security and operation of our Website,  and for our internal analytics and reporting purposes. Like many  businesses, we also collect information through cookies and similar  technologies. The information we collect includes: ● Log and Usage Data.  Log and usage data is service-related, diagnostic, usage and  performance information our servers automatically collect when you  access or use our Website and which we record in log files. Depending on  how you interact with us, this log data may include your IP address,  device information, browser type and settings and information about your  activity in the Website (such as the date/time stamps associated with  your usage, pages and files viewed, searches and other actions you take  such as which features you use), device event information (such as  system activity, error reports (sometimes called 'crash dumps') and  hardware settings). ● Device Data. We collect device data such as  information about your computer, phone, tablet or other device you use  to access the Website. Depending on the device used, this device data  may include information such as your IP address (or proxy server),  device and application identification numbers, location, browser type,  hardware model Internet service provider and/or mobile carrier,  operating system and system

configuration  information. ● Location Data. We collect location data such as  information about your device's location, which can be either precise or  imprecise. How much information we collect depends on the type and  settings of the device youuse to access the Website. For example, we may  use GPS and other technologies to collect geolocation data that tells  us your current location (based on your IP address). You can opt out of  allowing us to collect this information either by refusing access to the  information or by disabling your Location setting on your device. Note  however, if you choose to opt out, you may not be able to use certain  aspects of the Services.

2.  HOW DO WE USE YOUR INFORMATION? In Short: We process your information  for purposes based on legitimate business interests, the fulfillment of  our contract with you, compliance with our legal obligations, and/or  your consent. We use personal information collected via our Website for a  variety of business purposes described below. We process your personal  information for these purposes in reliance on our legitimate business  interests, in order to enter into or perform a contract with you, with  your consent, and/or for compliance with our legal obligations. We  indicate the specific processing grounds we rely on next to each purpose  listed below. We use the information we collect or receive: ● To post  testimonials. We post testimonials on our Website that may contain  personal information. Prior to posting a testimonial, we will obtain  your consent to use your name and the content of the testimonial. If you  wish to update, or delete your testimonial, please contact us at info@my30kloan.com and be sure to include your name, testimonial location, and contact  information. ● Request feedback. We may use your information to request  feedback and to contact you about your use of our Website.● To manage  user accounts. We may use your information for the purposes of managing  our account and keeping it in working order. ● To send administrative  information to you. We may use your personal information to send you  product, service and new feature information and/or information about  changes to our terms, conditions, and policies. ● To protect our  Services. We may use your information as part of our efforts to keep our  Website safe and secure (for example, for fraud monitoring and  prevention).

To  enforce our terms, conditions and policies for business purposes, to  comply with legal and regulatory requirements or in connection with our  contract. ● To respond to legal requests and prevent harm. If we receive  a subpoena or other legal request, we may need to inspect the data we  hold to determine how to respond. ● Fulfill and manage your orders. We  may use your information to fulfill and manage your orders, payments,  returns, and exchanges made through the Website. ● Administer prize  draws and competitions. We may use your information to administer prize  draws and competitions when you elect to participate in our  competitions.

To  deliver and facilitate delivery of services to the user. We may use  your information to provide you with the requested service. ● To respond  to user inquiries/offer support to users. We may use your information  to respond to your inquiries and solve any potential issues you might  have with the use of our Services. ● To send you marketing and  promotional communications. We and/or our third-party marketing partners  may use the personal information you send to us for our marketing  purposes, if this is in accordance with your marketing preferences. For  example, when expressing an interest in obtaining information about us  or our Website, subscribing to marketing or otherwise contacting us, we  will collect personal information from you. You can opt-out of our  marketing emails at any time (see the "WHAT ARE YOUR PRIVACY RIGHTS"  below). ● Deliver targeted advertising to you. We may use your  information to develop and display personalized content and advertising  (and work with third parties who do so) tailored to your interests  and/or location and to measure its effectiveness.

For  other business purposes. We may use your information for other business  purposes, such as data analysis, identifying usage trends, determining  the effectiveness of our promotional campaigns and to evaluate and  improve our Website, products, marketing and your experience. We may use  and store this information in aggregated and anonymized form so that it  is not associated with individual end users anddoes not include  personal information. We will not use identifiable personal information  without your consent.

3.  WILL YOUR INFORMATION BE SHARED WITH ANYONE? In Short: We only share  information with your consent, to comply with laws, to provide you with  services, to protect your rights, or to fulfill business obligations. We  may process or share your data that we hold based on the following  legal basis: ● Consent: We may process your data if you have given us  specific consent to use your personal information for a specific  purpose. ● Legitimate Interests: We may process your data when it is  reasonably necessary to achieve our legitimate business interests. ●  Performance of a Contract: Where we have entered into a contract with  you, we may process your personal information to fulfill the terms of  our contract.

Legal Obligations: We  may disclose your information where we are legally required to do so in  order to comply with applicable law, governmental requests, a judicial  proceeding, court order, or legal process, such as in response to a  court order or a subpoena (including in response to public authorities  to meet national security or law enforcement requirements).

Vital  Interests: We may disclose your information where we believe it is  necessary to investigate, prevent, or take action regarding potential  violations of our policies, suspected fraud, situations involving  potential threats to the safety of any person and illegal activities, or  as evidence in litigation in which we are involved. More specifically,  we may need to process your data or share your personal information in  the following situations: ● Business Transfers. We may share or transfer  your information in connection with, or during negotiations of, any  merger, sale of company assets, financing, or acquisition of all or a  portion of our business to another company. ● Vendors, Consultants and  Other Third-Party Service Providers. We may share your data with  third-party vendors, service providers, contractors or agents who  perform services for us or on our behalf and require access to such  information to do that work. Examples include: payment processing, data  analysis, email delivery, hosting services, customer service and  marketing efforts. We may allow selected third parties to use tracking  technology on the Website, which will enable them to collect data on our  behalf about how you interact with our Website over time. This  information may be used to, among other things, analyze and track data,  determine the popularity of certain content, pages or features,and  better understand online activity. Unless described in this notice, we  do not share, sell, rent or trade any of your information with third  parties for their promotional purposes. 4. WHO WILL YOUR INFORMATION BE  SHARED WITH? In Short: We only share information with the following  third parties.

We only share and  disclose your information with the following third parties. We have  categorized each party so that you may understand the purpose of our  data collection and processing practices. If we have processed your data  based on your consent and you wish to revoke your consent, please  contact us using the contact details provided in the section below  titled "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?". ● Advertising,  Direct Marketing, and Lead Generation Outbrain, Taboola, Facebook,  Google Ads ● Retargeting Platforms Facebook, Google Ads, Quora ● Web and  Mobile Analytics Google Analytics 5. HOW LONG DO WE KEEP YOUR  INFORMATION? In Short: We keep your information for as long as necessary  to fulfill the purposes outlined in this privacy notice unless  otherwise required by law. We will only keep your personal information  for as long as it is necessary for the purposes set out in this privacy  notice, unless a longer retention period is required or permitted by law  (such as tax, accounting or other legal requirements). No purpose in  this notice will require us keeping your personal information for longer  than the period of time in which users have an account with us. When we  have no ongoing legitimate business need to process your personal  information, we will either delete or anonymize such information, or, if  this is not possible (for example, because your personal information  has been stored in backup archives), then we will securely store your  personal information and isolate it from any further processing until  deletion is possible. 6. HOW DO WE KEEP YOUR INFORMATION SAFE? In Short:  We aim to protect your personal information through a system of  organizational and technical security measures. We have implemented  appropriate technical and organizational security measures designed to  protect the security of any personal information we process. However,  despite our safeguards and efforts to secure your information, no  electronic transmission over the Internet or information storage  technology can be guaranteed to be 100% secure, so we cannot promise or  guarantee that hackers, cybercriminals, or other unauthorized third  parties will not be able to defeat our security, and improperly collect,  access, steal, or modify your information. Although we will do our best  to protect your personal information, transmission of personal  information to and from our Website is at your own risk. You should only  access the Website within a secure environment. 7. DO WE COLLECT  INFORMATION FROM MINORS?

In Short:  We do not knowingly collect data from or market to children under 18  years of age. We do not knowingly solicit data from or market to  children under 18 years of age. By using the Website, you represent that  you are at least 18 or that you are the parent or guardian of such a  minor and consent to such minor dependent’s use of the Website. If we  learn that personal information from users less than 18 years of age has  been collected, we will deactivate the account and take reasonable  measures to promptly delete such data from our records. If you become  aware of any data we may have collected from children under age 18,  please contact us at info@my30kloan.com

8.  WHAT ARE YOUR PRIVACY RIGHTS? In Short: You may review, change, or  terminate your account at any time. If you are a resident in the  European Economic Area and you believe we are unlawfully processing your  personal information, you also have the right to complain to your local  data protection supervisory authority. You can find their contact  details here: http://ec.europa.eu/justice/data-protection/bodies/authorities/index_en.htm. If you are a resident in Switzerland, the contact details for the data protection authorities are available here: https://www.edoeb.admin.ch/edoeb/en/home.html. If you have questions or comments about your privacy rights, you may email us at Kristopher@kristopherfinancial.com

Account  Information If you would at any time like to review or change the  information in your account or terminate your account, you can: ●  Contact us using the contact information provided. Upon your request to  terminate your account, we will deactivate or delete your account and  information from our active databases. However, we may retain some  information in our files to prevent fraud, troubleshoot problems, assist  with any investigations, enforce our Terms of Use and/or comply with  applicable legal requirements. Cookies and similar technologies: Most  Web browsers are set to accept cookies by default. If you prefer, you  can usually choose to set your browser to remove cookies and to reject  cookies. If you choose to remove cookies or reject cookies, this could  affect certain features or services of our Website. To opt-out of  interest-based advertising by advertisers on our Website visit http://www.aboutads.info/choices/. Opting out of email marketing: You can unsubscribe from our marketing  email list at any time by clicking on the unsubscribe link in the emails  that we send or by contacting us using the details provided below. You  will then be removed from the marketing email list — however, we may  still communicate with you, for example to send you service-related  emails that are necessary for the administration and use of your  account, to respond to service requests, or for other non-marketing  purposes. To otherwise opt-out, you may: ● Access your account settings  and update your preferences. ● Contact us using the contact information  provided.

9.  CONTROLS FOR DO-NOT-TRACK FEATURES Most web browsers and some mobile  operating systems and mobile applications include a Do-Not-Track ("DNT")  feature or setting you can activate to signal your privacy preference  not to have data about your online browsing activities monitored and  collected. At this stage no uniform technology standard for recognizing  and implementing DNT signals has been finalized. As such, we do not  currently respond to DNT browser signals or any other mechanism that  automatically communicates your choice not to be tracked online. If a  standard for online tracking is adopted that we must follow in the  future, we will inform you about that practice in a revised version of  this privacy notice. 10. DO WE MAKE UPDATES TO THIS NOTICE?

In  Short: Yes, we will update this notice as necessary to stay compliant  with relevant laws. We may update this privacy notice from time to time.  The updated version will be indicated by an updated "Revised" date and  the updated version will be effective as soon as it is accessible. If we  make material changes to this privacy notice, we may notify you either  by prominently posting a notice of such changes or by directly sending  you a notification. We encourage you to review this privacy notice  frequently to be informed of how we are protecting your information. 11.  HOW CAN YOU CONTACT US ABOUT THIS NOTICE? If you have questions or  comments about this notice, you may email us at nfo@my30kloan.com or by post to: PSG Marketing Inc. 260 Newport Center Dr. Newport Beach Ca 92660